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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog: montgomery

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For most, the kitchen is the heart of the home, especially during the holidays. From testing family recipes to decorating cakes and cookies, everyone enjoys being part of the preparations. So keeping fire safety top of mind in the kitchen during this joyous but hectic time is important, especially when there’s a lot of activity and people at home. READ MORE >>

Telltale Signs of Flooding: A musty odor in the interior, which can sometimes be covered with a strong air-freshener Upholstery or carpeting which is loose, new, stained or doesn’t match Damp carpets Rust around doors, under the dashboard, on the pedals or inside the hood and trunk latches READ MORE >>

Life is unpredictable. Of course, you already know this. But have you considered all the risks you currently face? Distracted drivers. People using social media to expose others' dirty laundry. Teen drivers, carpools, pets, parties, and even your occasional housekeeper are all examples of everyday risks. READ MORE >>

Online data breaches are just an unfortunate fact of life now—as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we recommend Safeco's identity-recovery coverage, available for just $1 a month for our homeowners customers. READ MORE >>

If a massive disaster wiped out power to your region right now, with no hope of recovery for at least several days, would you be ready? Would you have a way to connect with your family? Would you have enough nonperishable food for everyone? In short, do you have the right plan and supplies to get through an emergency? READ MORE >>

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up—whether you have a minor breakdown or a major catastrophe, it's almost certainly going to require time and money to fix. READ MORE >>

More and more new communities and home developments have Home Owner Associations, or HOA's. However, not all HOA's are the same. First-time home buyers should investigate the community and the health of an HOA prior to purchasing a property. Many HOA's add amenities and value to a community. READ MORE >>

There are many common myths about potential dangers in and around the home that can keep some homeowners up at night. However, the gap between myth and fact can make all the difference when it comes to reducing risk in your house. So what does the data tell us are the biggest risks to your home? READ MORE >>

With just 11 days until statutory authorization for the National Flood Insurance Program is set to expire, Congress has no obvious plan to extend it. While the U.S. House passed a comprehensive five-year reauthorization bill last November, making a number of important reforms, the Senate has responded by doing approximately nothing. READ MORE >>

It is a fact that tornadoes can happen anytime, anywhere—often striking with little or no warning. A critical prerequisite for helping to save lives and prevent harm is to know the signs of an impending tornado and being prepared on what to do when a tornado warning or watch is issued. READ MORE >>

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