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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog

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“No winter lasts forever; no spring skips its turn.” That’s a quote from author Hal Borland — but another favorite saying might be even more appropriate for this time of year: “Be prepared.” After all, warmer weather brings plenty of risk to go with its beauty. READ MORE >>

Everyone is concerned about the safety and well-being of their home, and nowhere is it more apparent than in the number of different types of home security systems available. Here are the four different types of home security options available and what they mean for homeowners. 1. Local Alarms READ MORE >>

“You probably don’t think your dog would ever bite someone, let alone cause a serious injury, but dog bites are more common than you might realize. 4.5 million occur every year in the U.S., according to the Centers for Disease Control and Prevention, and most victims are young children. READ MORE >>

  Our clients often ask us to explain the difference between the replacement cost and the market value of a home. The answer is often much different than people think. Market value can be defined in part as the most probable price that a property should bring in a competitive and open market under all conditions requisite to a fair sale. READ MORE >>

Mold is a topic that can cause anxiety for homeowners. For new homeowners, knowing what mold looks like, where it comes from, and what can be done about it can help them take care of their property. What Does Mold Look Like in the Home? Mold in the home can be black, gray, green, brown or yellow. READ MORE >>

Know What You Own Before You Buy Condo Insurance Coverage A condominium is different from a house or an apartment - you own part of a building or a property, but not all of it. Insurance for condominium owners is different, too. READ MORE >>

After a fire, burglary or another event in which you lost possessions from your home, it may be difficult to remember the details of every one of the belongings that you have accumulated over the years. In this situation, having a current inventory of your possessions, including make and model numbers, may help you with any potential insurance claims. READ MORE >>

Today, as car sharing has grown in popularity (well over a million people are members of various services in the U.S., according to the Transportation Sustainability Research Center (TSRC)), the number of options has grown, too. READ MORE >>

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning—and the invisible, odorless gas sickens thousands more. The numbers seem even more tragic when you consider that most of these deaths and illnesses are preventable. READ MORE >>

Foundation problems can subtle and easy to overlook, or painfully obvious. Either way, recognizing the signs of a foundation issue is important if you're a homeowner. It's also important to know what to do if your home has foundation trouble, whether you live in Rancho Palos Verdes or elsewhere. READ MORE >>

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