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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog: twfg

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Online data breaches are just an unfortunate fact of life now—as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we recommend Safeco's identity-recovery coverage, available for just $1 a month for our homeowners customers. READ MORE >>

If a massive disaster wiped out power to your region right now, with no hope of recovery for at least several days, would you be ready? Would you have a way to connect with your family? Would you have enough nonperishable food for everyone? In short, do you have the right plan and supplies to get through an emergency? READ MORE >>

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up—whether you have a minor breakdown or a major catastrophe, it's almost certainly going to require time and money to fix. READ MORE >>

More and more new communities and home developments have Home Owner Associations, or HOA's. However, not all HOA's are the same. First-time home buyers should investigate the community and the health of an HOA prior to purchasing a property. Many HOA's add amenities and value to a community. READ MORE >>

There are many common myths about potential dangers in and around the home that can keep some homeowners up at night. However, the gap between myth and fact can make all the difference when it comes to reducing risk in your house. So what does the data tell us are the biggest risks to your home? READ MORE >>

With just 11 days until statutory authorization for the National Flood Insurance Program is set to expire, Congress has no obvious plan to extend it. While the U.S. House passed a comprehensive five-year reauthorization bill last November, making a number of important reforms, the Senate has responded by doing approximately nothing. READ MORE >>

It is a fact that tornadoes can happen anytime, anywhere—often striking with little or no warning. A critical prerequisite for helping to save lives and prevent harm is to know the signs of an impending tornado and being prepared on what to do when a tornado warning or watch is issued. READ MORE >>

  GUAYNABO, Puerto Rico - With families and communities still recovering from Hurricane María in Puerto Rico, anticipating the next hurricane season could bring more stress. Planning ahead can help survivors feel better prepared. READ MORE >>

The home may seem like one of the safest possible places to be, but this fallacy can lead homeowners into a dangerous trap. Preventable accidents are not only common, but they can also be incredibly harmful to the residents of the home (or even the neighbors. READ MORE >>

“No winter lasts forever; no spring skips its turn.” That’s a quote from author Hal Borland — but another favorite saying might be even more appropriate for this time of year: “Be prepared.” After all, warmer weather brings plenty of risk to go with its beauty. READ MORE >>

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