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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog: umbrella policy

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One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could result in a multi-car accident. READ MORE >>

Keep Your Place to Play Safe and Secure   The whole point of a second home, be it a summer vacation retreat or a winter snow-birding destination, is to provide an escape from day-to-day worries, a place to recharge and have fun. But, of course, owning property is never all fun and games. READ MORE >>

Umbrella Coverage Explained One of the most certain things in life is, certainly, uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could result in a multi-car accident. READ MORE >>

The annual apparition of spooky skeletons, broomstick-riding witches and carved pumpkins is a sure sign fall is well under way. Second only to Christmas in terms of how much consumers spend on decorations,¹ Americans of all ages seem to love celebrating Halloween. READ MORE >>

Dan Ramsey, an independent insurance agent with Brandt, Ramsey and Associates in Alexandria, Va., says the most memorable claim on an umbrella insurance policy he was involved in was made by a small business owner who had purchased a $2 million policy. READ MORE >>

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