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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog: homeowners insurance

View the latest blog posts from Hartgrove Insurance, A Branch of TWFG Insurance Services..

While home warranties can be an additional level of protection for your home, some homeowners may have chosen not to purchase one and others may not even know what one is. If you’re wondering how a home warranty could help protect your home, here are five misconceptions and myths debunked. READ MORE >>

Multibillion-dollar flood damage has people throughout the Houston area checking the insurance policies on their homes and cars. Auto claims are mounting at the state's leading insurer, State Farm, says spokesman Chris Pilcic: "About 6,500 claims filed so far across the state related to heavy rain; those are just cars. READ MORE >>

Gun Safety at Home   The topic of guns can be very sensitive, but there’s one thing virtually everyone can agree on: Storing them safely is incredibly important, particularly in homes with children or even those where children occasionally visit. READ MORE >>

Accidents happen. When they do, homeowners insurance usually pay. When appliances in the home wear out, homeowners insurance does not pay. This general rule applies to furnaces and air conditioning units. The reason for replacement dictates whether insurance companies pay claims. READ MORE >>

  Texas has long had some of the highest homeowners insurance premiums in the country. In 2011, according to the National Association of Insurance Commissioners (NAIC), Texas had the third highest average premiums in the United States.1 For a home valued between $175,000 and $200,000, Texas homeowners premiums were 76% higher than the national average. READ MORE >>

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